Full definition
DuitNow (Malaysia, operated by PayNet), PayNow (Singapore, operated by ABS), and PromptPay (Thailand, operated by NITMX) are national real-time payment systems. Each enables instant 24/7 fund transfers using phone number, national ID, or QR code — without traditional bank-account-number friction. Coverage is near-universal among adult banking populations.
For clinic payment integration in ASEAN: these systems are now the dominant patient-payment method, displacing cash and card for the typical visit. Fees are minimal (typically $0.10-$0.50 per transaction) compared to card-payment fees (1.5-3%). Integration is via QR code displayed at the kiosk or counter; patient scans, confirms amount, payment lands instantly in clinic account.
MOVO-X kiosk + queue + payment workflows integrate DuitNow / PayNow / PromptPay for ASEAN deployments. QR codes generated dynamically per transaction.
Where duitnow / paynow / promptpay (asean real-time payment) is used
- Malaysia clinic payments (DuitNow)
- Singapore clinic payments (PayNow)
- Thailand clinic payments (PromptPay)
- ASEAN cross-border (DuitNow-PayNow link)
Types of duitnow / paynow / promptpay (asean real-time payment)
DuitNow
Malaysia. NRIC / phone / company ID lookup.
PayNow
Singapore. NRIC / phone / UEN lookup.
PromptPay
Thailand. National ID / phone lookup.
QRIS
Indonesia. National QR standard.
GCash
Philippines. Mobile-money platform.
Quantified benefits
- ▸Near-zero transaction fees vs cards
- ▸Instant settlement
- ▸Universal coverage in adult banking population
- ▸No bank-account-number friction
Frequently asked
Does MOVO-X support DuitNow / PayNow / PromptPay?+
Yes for ASEAN deployments. QR codes generated per transaction; patient scans and pays instantly.
Cross-border ASEAN?+
DuitNow-PayNow link operational; cross-border QR payment between Malaysia and Singapore. Other ASEAN cross-border links emerging.
Receipt and reconciliation?+
Transaction reconciliation flows back to MOVO-X automatically; receipt printed at kiosk or sent via WhatsApp.